What Are Closing Costs When Selling a House in Virginia?
A full breakdown of commission, transfer taxes, title fees and other costs sellers typically pay at closing.
What sellers typically pay at closing
Selling a home in Virginia usually involves several costs beyond the mortgage payoff: real estate commission, title insurance and settlement fees, recording fees, and the Virginia state and local transfer/grantor's tax. Together these often add up to a meaningful percentage of the sale price, which is why a net proceeds estimate matters before you list.
Real estate commission
Commission is typically the largest single cost and is negotiated as part of your listing agreement. It's split between the listing and buyer's agents at closing.
Title, escrow and recording fees
These cover the title search, title insurance, and the paperwork that officially transfers ownership. Your title company will provide an exact breakdown before closing.
Virginia transfer tax
Virginia charges a grantor's tax on the sale, typically split by custom between buyer and seller depending on the contract terms in your area.
Get an accurate number for your home
Every sale is a little different. Use my net proceeds calculator for a quick estimate, or reach out for an exact number based on your specific mortgage payoff and situation.
What would your monthly payment be?
Plug in a price, down payment and rate with my Hampton Roads mortgage calculator to estimate your payment, including taxes, insurance and PMI.